About SG Finance Guy & Dude

SG Finance Guy

Hi everybody, firstly,  I will like to thank everyone for checking out my financial blog!

Just a little about myself, I am currently a law undergraduate.

I am very passionate about lifelong investing to reach my goal of financial independence. I am quite passionate about ETF investing and am looking at an investment horizon of more than 20 years. So, be prepared to see more upcoming posts about ETFs!

I have yet to really define what I feel is financial independence, but I dream of the day where I need not worry about money constantly and being able to use my precious time to do more worthwhile things.

So, follow me along the path to financial freedom and see for yourself whether it is a worthwhile thing to do. Cheers!

SG Finance Dude

Hello! Like Sg Finance Guy, I am currently a university undergraduate as well. I am majoring in Computer Science, and I am assisting Sg Finance Guy in the running of his blog to internalise what I have learnt about investments.

My interest in finance and investments begun after a friend of mine introduced me to Robert Kiyosaki’s Rich Dad Poor Dad. Rich Dad Poor Dad gave me a lot of insights as to what I should be doing with my finances upon graduation, and it was the catalyst for me to pursue and understand more about investments.

Unlike Sg Finance Guy, I adopt a pyramid structure when it comes to building my own portfolio. The base of my portfolio foundation is made up of bonds and health insurance plans. Next in line comes the exchange traded funds and passive investment products like Roboadvisors. Then REITs, stocks, and mutual funds, which are riskier in nature. At the highest (and the smallest) portion of my portfolio lie speculative investments, which I have yet to allocate money towards.

How I would define financial independence is having the ability and freedom to eventually get out of the rat race and pursue what I’d like to do. In other words, my ultimate goal in pursuit of financial independence is to accumulate sufficient assets and minimise my liabilities such that I am able to get out of the corporate working world and retire as early as I can. I aim to retire by the age of 40 to 50 years old, and I am working towards it by saving as much money as possible, reading widely on personal finance management, changing my investment strategy depending on the economic regime, and investing aggressively. I am not planning to get married, and I don’t plan to start a family because that will push me further away from asset accumulation and my goal of early retirement. I am also a health nut. I exercise regularly to stay healthy in hope that I will have the energy and vitality to travel the world when I retire.

DISCLAIMER: WEBSITE AND THE INFORMATION CONTAINED HEREIN ARE SOLELY REPRESENTATIVE OF THE AUTHOR(S)’ NON-PROFESSIONAL VIEWS. WEBSITE AND THE INFORMATION HEREIN ARE NOT INTENDED TO BE A SOURCE OF PROFESSIONAL ADVICE OR CREDIT ANALYSIS. AS THE INFORMATION AND/OR DOCUMENTS CONTAINED IN THIS WEBSITE DO NOT CONSTITUTE INVESTMENT ADVICE, THEY SHALL NOT BE RELIED UPON FOR INVESTMENT-RELATED PURPOSES AND THE AUTHOR(S) SHALL NOT VOLUNTARILY ASSUME ANY RESPONSIBILITIES FOR ANY AND ALL UNSOLICITED RELIANCE BY ANYONE. THE AUTHOR(S) OF THIS WEBSITE SHALL THEREFORE NOT BE LIABLE FOR ANY FORM OF DAMAGE ARISING OUT OF INVESTING-RELATED DECISIONS OR ANY OTHER DECISIONS MADE BY ANY AND ALL READERS OF THE WEBSITE UPON READING THE AUTHOR(S)’ POSTS.

Latest Featured Posts

1. SaxoTraderGO (gentle review)

2. P2P Lending and the case of policing failure

3. Funding Societies (My personal review on the P2P platform after using it for close to a year)

4. Why I’m not happy earning from short-term investment (As a long-term investor)

5. As a small investor (Reflections on being a small investor)

DISCLAIMER: WEBSITE AND THE INFORMATION CONTAINED HEREIN IS NOT INTENDED TO BE A SOURCE OF ADVICE OR CREDIT ANALYSIS WITH RESPECT TO THE MATERIAL PRESENTED, AND THE INFORMATION AND/OR DOCUMENTS CONTAINED IN THIS WEBSITE DO NOT CONSTITUTE INVESTMENT ADVICE.